IDs & Licenses United StatesNativeImmigrant

How to Replace a Lost Social Security Card

Last reviewed: October 2026
Verified against official agency guidelines

Replacing a Social Security card is free. Many people can do it all online. If you cannot, mail Form SS-5 to a Social Security office. Or bring it there in person. Bring your identity documents too.

At a glance

Cost:
Free
Total time:
5–10 business days
Steps:
6 steps
Where to apply:
ssa.gov

Last reviewed October 2026 against official sources. Re-checked annually · next review due October 2027.

Official Social Security card with registration documents
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Difficulty
Easy
Total Time
5–10 business days
Cost
Free
Steps
6 steps
Reviewed
October 2026

The Steps

Follow these in order

Each card shows the phase, expected time, and any cost. Data checked against official US sources(October 2026).

0 of 6 steps

Be Careful

Don't make these mistakes

Sending photocopies of your documents. Use originals or certified copies only. Photocopies are never accepted, whether you apply online, by mail, or in person.

Trying to replace the card online when you do not qualify. You can replace your card online at ssaSocial Security Administration — The agency that issues Social Security numbers/cards and pays retirement, disability (SSDI), and SSI benefits.Click for official info ↗.gov with no paperwork only if you are a US citizen aged 18 or older, you have a state driver license or ID, and you live in a state that takes part.

Replacing the card more often than the limits allow. You can get up to 3 replacement cards in a year, and 10 in a lifetime. Legal name changes do not count toward these limits, and changes to your work authorization status do not count either.

Applying for a card you do not actually need. For most jobs, taxes, and benefits you only need to know your SSNSocial Security Number — A 9-digit number issued by the Social Security Administration. It is the main US identity number for work, taxes, and credit.Click for official info ↗. Only apply if you truly need the physical card.

Waiting too long to follow up. Your new card arrives by mail in 5 to 10 business days. If it has not arrived after about 2 weeks, call 1-800-772-1213 and have your receipt or confirmation number ready.

FAQ

Frequently Asked Questions

How many times can I replace my card?

You can get up to 3 replacement cards in a year. You can get 10 in a lifetime. Legal name changes do not count toward these limits. Changes to your work-authorization status do not count either.

Do I actually need the physical card?

Rarely. For most jobs, taxes, and benefits you only need to know your SSN. Only apply if you truly need the physical card.

What if someone stole my card and is using my number?

Report identity theft at identitytheft.gov. Check your earnings record at ssa.gov. Think about a credit freeze. You ask the three credit bureaus for it.

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