GovSteps

United Kingdom paperwork, step by step.

United Kingdom

34 guides

211 steps

149 documents listed

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Every UK guide, start to finish

Each guide includes a document checklist, a step timeline, official links, and answers to the questions people actually ask.

Taxes

6 guides

If you are self-employed, a landlord, or have untaxed income, you must register for Self Assessment, get a UTR, and file by 31 January after the tax year. File online, pay by the deadline, and watch out for payments on account.

7 steps · 1–2 hours (plus registration wait)2025-Latest

HMRC over-collects tax from millions of workers each year through emergency tax codes, mid-year job changes, and unclaimed reliefs. Check your Personal Tax Account — most refunds are claimed in 5 minutes online, and HMRC automatically posts P800 letters for many overpayments.

6 steps · 5 min check; refunds pay in 2–6 weeks2025-Latest

Stopped working part-way through the tax year and paid too much tax? Form P50 asks HMRC to check and refund the overpayment — it takes 15 minutes online and repayments usually arrive within 4 weeks.

7 steps · 15 minutes2025-Latest

Took part of your pension as a flexible lump sum and got taxed at an emergency rate? Form P55 reclaims the overpayment — HMRC repays within about 4 weeks, and the average refund runs to hundreds of pounds.

6 steps · 20 minutes2025-Latest

IDs & Licenses

6 guides

A National Insurance (NI) number is your UK tax and benefits ID. You apply by phone, prove your identity at a Jobcentre Plus interview (if required), and the number arrives by post — you can start working before it arrives.

6 steps · Up to 16 weeks2025-Latest

Apply online at gov.uk — renewals take about 3 weeks and first adult passports about 6 weeks. You need a digital photo meeting strict rules, and first-time or replacement applicants need someone to countersign.

7 steps · 3 weeks (renewal) to 6 weeks (first passport)2025-Latest

Apply for a provisional licence, pass the theory and practical tests, or — if you hold a foreign licence — check whether you can exchange it directly without taking tests.

6 steps · 3–6 months (learner route)2025-Latest

A share code is a one-time code from your UKVI account that lets an employer or landlord check your immigration status online. Since eVisas replaced BRPs in 2024/25, share codes are how you prove your right to work and rent.

5 steps · 10 minutes2025-Latest

Business

6 guides

Register a private limited company online at Companies House for £50, appoint directors, state your SIC code, and register for Corporation Tax within 3 months of trading.

6 steps · 24 hours (online registration)2025-Latest

An unsecured (personal) loan needs no collateral — no house or car at risk — with a fixed rate, fixed monthly payment, and a fixed end date, usually over 1–7 years. UK banks show you your real rate through a soft-search eligibility check before you apply, so you can compare without touching your credit score.

6 steps · Same-day decision; funding usually 1–5 working days2025-Latest

Bad credit in the UK pushes you toward expensive credit, but there are genuinely cheaper routes: credit unions, Community Development Finance Institutions, guarantor options, and credit-builder products. FCA price caps bound the worst of the market — the real danger is fee-advance scams and unsolicited "no credit check" offers.

6 steps · 1–7 days depending on the route2025-Latest

The government-backed Start Up Loans scheme lends £500–£25,000 per person at a fixed 6% interest to start or grow a business — delivered as a personal loan, so no trading history needed. Established businesses go to banks and the British Business Bank ecosystem for larger amounts against cash flow or assets.

6 steps · From a few days (Start Up Loans: weeks) to 2–3 months (secured bank lending)2025-Latest

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